Our Products
Financial products are the essential ingredients to assist in the budgeting and growth of your business.Select from the Product options below to learn more about our products:
Commercial Hire Purchase
Commercial Hire Purchase, sometimes called Offer to Hire, is simply a contract where the financier purchases the equipment and allows you to use it in return for regular payments.
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Finance Lease
Finance Lease means that the financier purchases the equipment and allows you to use it for a specified period of time while you make regular rental payments.
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Chattel Mortgage
Chattel Mortgage is the appropriate product for companies or business people needing to purchase a motor vehicle or other equipment whilst retaining ownership.
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Insurance Premium Funding
Instead of struggling to meet your large, annual insurance premiums, with Insurance Premium Funding you can spread your insurance costs over 6-12 months.
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Property Loan
We are a member of the Professional Lenders Association Network of Australia (PLAN) which provides accreditations with most traditional banks and numerous non-conforming or non-bank lenders.
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Business Loan - Term loan, Line of Credit
A Business Loan could give you the flexibility to improve and grow your business while relieving some of the cashflow stress
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Novated Lease
Many employment contracts now include a car as part of the package. With a novated lease, the employee actually chooses the car and leases it from the financier.
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Cashflow Finance (Factoring Invoice Discounting)
Cashflow Finance is a way to manage your business cashflow requirements before and after sales. There are two main options available.
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Rental / Operating Lease
Rental means that the financier purchases the equipment and allows you to use it for a specified period of time while you make regular rental payments.
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Consumer Loan
A Consumer Loan Secured is essentially a loan where you have immediate use of the goods if they are to be used mostly or more than 50% of the time for personal use.
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RTF Financial Services are a part of the S3F Group
