Finance Lease

Finance Lease means that the financier purchases the equipment and allows you to use it for a specified period of time while you make regular rental payments. At the end of the lease you can;

  • return the equipment to the financier,
  • refinance the residual amount,
  • pay out the contract in full, or
  • offer to purchase the equipment.

Suitable For:

  • Anyone who wants to use the equipment but may not want to keep it once the term of the lease is over.
  • Motor vehicles, trucks, industrial plant and equipment, earthmoving machinery, professional equipment.


  • You can negotiate the repayments & schedule to suit your needs and circumstances.
  • The residual value is calculated as a percentage of the purchase price and reflects the future value of equipment as set to government depreciation guidelines.
  • Flexible terms are available which means you can state exactly how long you will need the equipment.
  • Rental payments may be tax deductible.


  • Term 1 – 7 years
  • $15,000 +
  • Pre-approved bulk credit limits
  • Master loan documentation
  • Fixed interest rate
  • Flexible repayments and methods available

RTF Financial Services are a part of the S3F Group

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