Consumer Loan

A Consumer Loan Secured is essentially a loan where you have immediate use of the goods if they are to be used mostly or more than 50% of the time for personal use.

Suitable For:

  • Anyone wishing to purchase goods for mostly personal use.
  • Motor Vehicles, motor cycles, boats and caravans.


  • A deposit may be needed.
  • You have the option to payout the loan before the end of the term.
  • A balloon payment at the end of the term can be arranged to reduce the regular repayment amounts.
  • Interest calculated daily and charged monthly.
  • Payments may be tax deductible.


  • Term 1 – 7 years
  • $5,000 +
  • Fixed Interest rate
  • Flexible repayments and methods available

RTF Financial Services are a part of the S3F Group

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